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Benefits in Brief

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University Retirement Plans

403(b) Optional Retirement Plan (ORP):

A defined contribution plan where a percentage of employee earnings is contributed by CMU to the employee’s individual 403(b) retirement account with one or both of two vendors: Fidelity and/or TIAA-CREF. The percentage contributed is based on the employee group. Open to all half-time or greater benefit eligible employees who are not eligible for MPSERS.

Michigan’s Public School Employees Retirement System (MPSERS):

A defined benefit plan that is open only to those employees who have participated in MPSERS prior to 1/1/1996 at one of the following seven institutions: Central Michigan University, Eastern Michigan University, Ferris State University, Lake Superior State University, Michigan Technological University, Northern Michigan University, or Western Michigan University.